The first benefit of medical cover is peace-of-mind, the second is that you will be protected from potential financial ruin should your hospital bill be more than you can manage. It is important to be on a medical plan that suits both your monthly affordability and caters to most of your medical requirements. Since changing your medical plan or option can be costly, you need to change at the right time and for the right reasons. […]
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Sharing Is Caring
You’ve learnt lessons throughout your life. Some of them are unique to you, but many will apply to others too. Being open to sharing these will benefit those nearest and dearest to you – and help you reflect on what you’ve learnt. This is profoundly true when it comes to how we make decisions around our finances. Sharing these lessons may be a sensitive topic but it’s worth breaking the ice! Encouraging these conversations promotes honesty […]
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The retirement gap needs a new rap
Retirement (as well as education and the job market) is one of our greatest future-unknowns. We know it will happen… but we are finding it harder to understand and predict what it might look like. This doesn’t mean we should abandon planning for it. If anything, it simply means that we need to change the way we start to talk about, engage with and plan for retirement. According to a global survey done by BlackRock, about […]
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Earning more isn’t the answer
When it comes to building your wealth, it’s not about how much you make, it’s about how you work with what you have. You do not need a larger paycheck, you only need to invest and use your money wisely. Yes, more money gives you a larger budget to work from but that simply needs increased consideration. Here are some tips that will make it easier to build your wealth, even if you do not have […]
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Take the dread out of disease cover
A lot of people misunderstand the term ‘dread disease cover’… and with that name, it’s enough to take the smile out of anyone’s day. But dread disease or CI (critical illness) insurance is a powerful tool to ensure that health emergencies don’t trip up your financial dreams or weigh heavily on your family.
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Mind the gap within
What you think you can do and what you can do are not the same thing. What would you try with your finances if you couldn’t fail?
When it comes to the things we want in life, most of them are inextricably linked with our finances.
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The seven habits of cyber secure people
It’s not for nothing that cyber crime and hacking was considered 2019’s number one “major risk” by the world’s largest insurer, Allianz, in their latest Risk Barometer Survey. These days, it’s not if the security of your electronic identity and assets will be tried by a criminal, it’s when.
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Tips for a less taxing tax season
‘Tax season’ elicits in most people the kind of shudder you’d imagine ‘open season’ to elicit in hunted animals. We all hate doing our taxes and, because of this, we often postpone the inevitable, sometimes with horrible consequences like penalties and waiting hours at SARS.
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Running on empty – is it time to fill up your tank?
Are you the type of person who puts in a little petrol here, a little petrol there, or enough to last you the week based on calculations you’ve done of what you need, or are you someone who fills your tank up every time you visit the garage?
Continue readingMore TagTips for a less taxing tax season
‘Tax season’ elicits in most people the kind of shudder you’d imagine ‘open season’ to elicit in hunted animals. We all hate doing our taxes and, because of this, we often postpone the inevitable, sometimes with horrible consequences like penalties and waiting hours at SARS.
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